Consumer Loans

Consumer Loans

New/Used Auto

New and Used Vehicles (Model Years 2008& Newer)

SunWest offers 100% financing (OAC) on terms up to 84 months. Apply NOW!

Used Vehicles (Model Years 2007& Older)

SunWest also offers 100% financing (OAC) on used vehicles for terms up to 72 months. Financing cannot exceed retail blue book value for the purpose of vehicle purchase. You may also utilize your vehicle up to wholesale blue book value for non purchase purposes.

Our rates are competitive, so check out our vehicle loan rates to see what best suits your budget. Apply NOW!

Recreational Vehicles and Equipment

SunWest will lend up to 90% of purchase price, (may include tax, license, GAP and extended warranty), on all types of recreational vehicles, including RVs, travel trailers, motor homes, boats/trailer/motors, motorcycles, jet skis or ATVs. Terms for new and used recreational vehicles and equipment are 72 months; 84 months for loan amounts of $20,000 or more; 120 months for loans of $25,000 or more. Apply NOW!

Mobile Home

When purchasing a new mobile home, you can borrow 80% of the purchase price (excluding tax and license) for up to 120 months. Our used mobile home loans (to five model years old), offer a loan for 80% of appraisal value as established by a certified appraiser. Terms applicable to mobile homes are as follows: 72 months on loans up to $10,000; 84 months on loans up to $20,000; and 120 months on loan amounts of $25,000 or more. Apply NOW!

Share/CD Secured

If you prefer, you may borrow from the Credit Union using 100% of the shares you have on deposit - that's all that is required. No credit ratings, no qualifying. The maximum term for repayment on the share loan is 24months, and you can repay your certificate loan up to the maturity date of your share certificate. Both annual percentage rates are 2% above the dividend rate being earned on your shares or certificate. Apply Now!

Unsecured

Signature-Fixed Term

This loan is based on a fixed term of repayment of up to 60 months. Qualified borrowers may obtain up to $15,000 per household on their signature. Apply Now!

Line of Credit (Unsecured-revolving)

This is a revolving line of credit loan, and if a member qualifies, he or she may borrow up to $15,000 per household on their signature. As the balance is repaid, the available balance (the difference between the principal balance and established credit limit) may be advanced. This loan is also used in conjunction with our VISA Check Card for overdraft protection. And, if you enroll in our net pay program through payroll deduction, you will receive a .25% discount off our already low interest rate. Apply NOW!