Personal Loans

Personal Loans

Vehicle Loans

New and used vehicles (model years 2009 and newer) with 100% financing (on approved credit) on terms up to 84 months.

Used vehicles (model years 2008 and older) with 100% financing (on approved credit) on used vehicles for terms up to 72 months. Financing cannot exceed retail blue book value for the purpose of vehicle purchase or non-purchase purposes.

Other Vehicle Loans

Other vehicles including: motorcycles, recreational vehicles, motor homes, boats, trailers, motors, jet skis and ATVs. Recreational and other vehicles with up to 90% of purchase price. Terms are 72 months; 84 months for loan amounts of $20,000 or more; 120 months for loans of $25,000 or more.

Mobile Homes

Mobile Homes with 80% of the purchase price (excluding tax and license) for up to 120 months. Used mobile home loans (up to five model years old) for 80% of appraisal value as established by a certified appraiser. Terms are 72 months on loans up to $10,000; 84 months on loans up to $20,000; and 120 months on loan amounts of $25,000 or more.

Share/CD Secured

A loan using 100% of the shares you have on deposit with an APR 2.00% above dividend rates and a maximum term of 24 months. No credit ratings, no qualifying.

Signature, Non-Variable Term

An unsecured loan based on a non-variable term of repayment of up to 60 months. Qualified borrowers may obtain up to $15,000 per household on their signature.

Line of Credit (Unsecured-revolving)

A revolving line of credit loan up to $15,000 per household on signature. As the balance is repaid, the available balance (the difference between the principal balance and established credit limit) may be advanced. This loan is used in conjunction with a VISA check card for overdraft protection.

Line of credit borrowers can receive a 0.25% rate reduction with enrollment in net pay through payroll deduction.

It’s easy to apply for a loan

• Apply online now
• By phone at 602-866-1129 or 1-800-533-4133
• At 350+ Credit Union Advantage affiliated vehicle dealers