Credit Cards

In October, the Federal Reserve reported:

54% of all banks plan to or have raised credit card interest rates

51% either plan to or have cut credit limits

38% either plan to or have raised annual fees

Even for their best customers.

You are responsible with your spending. Don't settle for inferior credit card terms just for the privilege of using their card. It's time to take control.

MasterCard

Apply for a MasterCard from SunWest Federal Credit Union, your local, community-chartered credit union. Enjoy the worldwide acceptance of MasterCard with the terms a neighbor can provide.

SunWest Gold MasterCard	SunWest MasterCard		Typical Bank Issued Credit Card
Apply Now	Apply Now
12.5%	14.9%	APR for Purchases	Up to 22.24%
12.5%	14.9%	APR for Cash Advances	Up to 24.90%
12.5%	14.9%	Default APR	Up to 29.99%
None	None	Annual Fee	Up to $39 per year
None	None	Balance Transfer Fee	Up to 4%
Yes	Yes	Membership in SunWest	No
Yes	No	Additional Benefits Including: Purchase Assurance Coverage Master RoadAssist	No
More Information	More Information

Secured MasterCard

Apply Now

The SunWest Secured MasterCard is an excellent way to establish a credit history or work on repairing a past credit issue. The card requires a minimum of $500 on deposit to secure a MasterCard with a non-variable rate of 7.9% APR. More Information

Home Equity Visa Platinum

The VISA Platinum Preferred Credit Card is attached to our Home Equity Line of Credit, secured by a second mortgage on your home. Learn More