Loans

Loan Funding Choices

Dealer Direct Vehicle Financing Program

As a member of the Credit Union Advantage Indirect Lending program, you can now finance your vehicle purchase with SunWest without leaving the dealership. There are over 350 dealerships throughout Arizona that participate in this program. Here's how it works:

• Identify a participating dealership by the Credit Union Advantage logo displayed at the dealer or by locating one at the Credit Union Advantage web site
• Ask to speak with the Credit Union Advantage Representative or the Fleet Manager at the dealership
• Identify yourself as a member of SunWest Federal Credit Union
• Negotiate the special member pricing, submit your application and close your loan on the spot at the dealership
• Drive home in your new vehicle!

Power Draft

Have you ever wanted to purchase a vehicle and have the cash in hand? Now you can. SunWest is pleased to offer 'POWER DRAFT', our new and convenient loan closing option for members purchasing a new or used vehicle from any Licensed Franchised Dealer.

Power Draft will give you the flexibility to complete an entire loan process without ever leaving your home or office.

Power Draft will work like your own personal check.

Power Draft will give you the negotiating power of CASH!

Here's how it works: you will receive a check from us for your pre-approved loan amount. No more wondering if you could qualify for the vehicle of your dreams, that's already been done. All you need to do is find the vehicle that is right for you, negotiate the best deal (with the dealer), and after you've agreed upon price, simply fill out the draft for the amount of the total purchase price (not to exceed the pre-approved amount on the draft). Make the draft payable to the dealer, endorse the back the check and the dealer will do the rest.

We've always made it easy to get pre-approved, now take advantage of this convenient, easy to use loan closing option!

For more detailed information, check out the FAQ list we've put together.

Loans-by-Mail

Loans-by-Mail may be your preference. We are always ready to process your loan in the manner that is most convenient for you...and mail the necessary papers directly to you for signature. Give us a call anytime and we will go above and beyond the rest to make your loan processing easier.