Rates
Loan Rates
For printable rates, click here.
Automobile Loans
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score
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100% of purchase price plus tax, license, and extended warranty(OAC). Not to exceed Retail Blue Book.
* For Loans Exceeding $12,000 |
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Not to exceed retail Blue Book for purchases. Not to exceed wholesale Blue Book for non-purchase(OAC). *For Loans Exceeding $10,000 |
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Note: Autos with verifiable value or loan balance in excess of $2,500 require full coverage insurance and we will be required to force place insurance, if applicable.
Salvaged and/or reconstructed titled vehicles are not eligible for financing.
Motorcycle Loans
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score
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100% of MSRP / Retail plus tax, license, and extended warranty(OAC). Not to exceed 110%.
* For Loans Exceeding $12,000 |
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Not to exceed N.A.D.A retail value for purchases. Not to exceed wholesale Blue Book for non-purchase(OAC). *For Loans Exceeding $12,000 |
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Note: Motorcycles with verifiable value or loan balance in excess of $2,500 require full coverage insurance and we will be required to force place insurance, if applicable.
Salvaged and/or reconstructed titled vehicles are not eligible for financing.
Recreational Vehicle and Equipment Loans
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score
Not to exceed LTV of MSRP value - may include tax, license, GAP and extended warranty (oac).
* For loans Exceeding $10,000 |
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Purchase - Not to exceed LTV of Retail value - may include tax, license, GAP, and extended warranty (oac) Non-Purchase - Not to exceed LTV of Wholesale value - may include tax, license, GAP, and extended warranty (oac)
* For loans Exceeding $10,000 |
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Note: The definition of recreational vehicles includes but is not limited to travel trailers, motor homes, Boats/Motors/Trailers, Jet skis, Campers, ATVs, and Quads.
Salvaged and/or reconstructed titled vehicles are not eligible for financing.
Real Estate Loans
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score
* Loan to Value less any encumbrances.
Note: Unimproved property must be adjacent to subject property and may only be used as additional security on real estate loan. 50% of appraised value
Secured Loans
(100% shares on deposit) |
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(100% Shares on deposit) |
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(100% Certificate amount) |
Unsecured Loans
Actual Rate Will Be Determined By Your Experian FICO 2 Credit Score| (fixed) | |||
| (open end/LOC) (.25% discount with net pay) |
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